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How Much Should I Be Paying For A Home Inspection?

While a down payment and closing costs are the two main expenses buyers face when purchasing a home, many often forget the costs associated with a home inspection.

As a buyer, a home inspection is almost always recommended in order to protect yourself from the potential unknown pitfalls associated with a particular property. Since a new home is one of the largest purchases you'll ever make, it's worth investing in a good home inspection to protect yourself down the road.

Home inspectors can vary by quality, experience, and price, so it can really pay off to do a little research on the front-end.

What Happens During A Home Inspection?
A home inspection is a non-invasive examination of all the various elements of a property. It covers pipes, water, plumbing, heating, and cooling. Home inspectors also look for structural or safety issues caused by water, insects, or hire. Home inspectors may also visually assess the condition of the roof from ground level. The whole process typically takes three to four hours, depending on the size of the home.

Why Do I Need A Home Inspection?
Buyers who add a home inspection contingency to their offer have the opportunity to back out or renegotiate the terms of the deal depending on the results of the home inspection. A home inspection is critical for protecting you from purchasing a home with material problems that weren't immediately apparent during your home tour.

If an issue is uncovered during the home inspection, you can request the buyer fix it prior to closing, or you can revisit the details of your offer.

How Much Does A Home Inspection Cost?
The cost of a home inspection varies depending on the contractor. The average price generally ranges from $250 to $500. On an average 2,000 square foot home, you can probably expect to pay around $400. If you're closing on a larger home, the price tag on a home inspection can reach $600 to $700. Generally, older homes or homes with unique features tend to raise the price tag as well.

Keep in mind a standard home inspection doesn't cover everything. Additional types of home inspections might be more invasive and include water, termites, radon, and even sewer pipes. These additional inspections carry additional costs as well.

While nobody wants to think about additional expenses when buying a house, it's important to factor in home inspection costs. If the inspection does uncover a serious issue, you'll be glad that you did. If there are no problems, you're essentially buying peace of mind.

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